1. Acceptance of Terms

By accessing and using the website of Cowie & Co, you acknowledge and agree to these Terms of Use and to comply with all applicable laws and regulations. If you do not agree to these terms, please do not use this website.

2. Modification of Terms

Cowie & Co reserves the right, at our discretion, to change, modify, add, or remove portions of these Terms of Use at any time. Please check these terms periodically for changes. Your continued use of the Cowie & Co website following the posting of changes to these terms will mean you accept those changes.

3. Privacy

Your use of the Cowie & Co website is also subject to our Privacy Policy. Please review our Privacy Policy, which also governs the site and informs users of our data collection practices.

4. Electronic Communications

Visiting the Cowie & Co website or sending emails to Cowie & Co constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email and on the site, satisfy any legal requirement that such communications be in writing.

5. No Unlawful or Prohibited Use

By accessing and using the Cowie & Co website, you agree to use the site only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the website. Your use of the site is based on the condition that you do not engage in any activity that is unlawful or prohibited by these Terms of Use.

Should you use the website in a manner that is unlawful or prohibited by these Terms of Use, you acknowledge that you may be held liable for any damages or losses to Cowie & Co resulting from such actions. Cowie & Co reserves the right to take any necessary legal action to prevent such behaviour, including the termination of your access to the website, and to seek compensation for any direct and/or indirect harm caused to its operations or reputation.

6. Intellectual Property

The content, features, and functionality of the Cowie & Co website, including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof, are owned by Cowie & Co, its licensors, or other providers of such material and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

By accessing the Cowie & Co website, you acknowledge and agree to respect the intellectual property rights of Cowie & Co and those of others. The material from the site is provided for your personal, non-commercial use only. You agree not to copy, modify, reproduce, download, or distribute any part of the website in any form or by any means without obtaining permission in advance from Cowie & Co or the owners of the intellectual property, unless it's expressly permitted by these Terms of Use or by the website itself.


If you breach any part of these Terms, your permission to use the website may be terminated and you must immediately destroy any copies you have made of any portion of the content.

7. Links to Third-Party Sites/Third-Party Services

The Cowie & Co website may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of Cowie & Co, and Cowie & Co is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site.

8. No Legal Advice

The content of the Cowie & Co website, including text, graphics, images, information obtained from licensors, and other material ("Content") is for informational purposes only. No Content is intended to be a substitute for professional or legal advice. Always seek the advice of your professional representative with any questions you may have regarding a situation you may be experiencing.

9. Indemnification

You agree to indemnify, defend and hold harmless Cowie & Co, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable legal fees) relating to or arising out of your use of or inability to use the site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations.

10. Liability Disclaimer

The information, software, products, and services included in or available through the site may include inaccuracies or typographical errors. Changes are periodically added to the information herein. Cowie & Co and/or its suppliers may make improvements and/or changes in the site at any time.

11. Governing Law

To the maximum extent permitted by law, this agreement is governed by the laws of Hong Kong, and you hereby consent to the exclusive jurisdiction and venue of courts in Hong Kong in all disputes arising out of or relating to the use of the site.

Contact Us

Cowie & Co welcomes your questions or comments regarding the Terms of Use:

Cowie & Co

Suite 6, 11/F, Tower Two Lippo Centre, 89 Queensway,

Admiralty, Hong Kong

enquiries@cowie-law.com
+852 2777 0488